Do you want to replace all your existing credit with one lower monthly repayment? A debt consolidation loan might be the right solution for you. To help you decide, read these common questions we‘re asked about debt consolidation loans.

What is a debt consolidation loan?

A debt consolidation loan means you pay off all your existing credit & start afresh with one lower monthly repayment.

How do I know if a debt consolidation loan is right for me?

Do you find it hard keeping track of monthly payments? Do you have credit cards and store cards? Does your credit stretch you financially? If you answered "YES" to any of the above, a debt consolidation loan could be a good solution for you.

Will I qualify for a debt consolidation loan if I have bad credit?

As long as you‘re a homeowner with equity you should be accepted for a debt consolidation loan.

What are the main benefits of debt consolidation loans?

• Lower interest rates than many credit cards and store cards
• Could dramatically reduce your monthly outgoings
• Rolls all your existing credit into ONE monthly repayment
• Could stop bankruptcy
• Could mean more spare cash in your pocket every month
• Consolidation Debt

Can I get payment protection with debt consolidation loans?

YES. Payment Protection insurance with debt consolidation loans could protect in the event of accident, sickness or unemployment. Ask for details when you apply for a debt consolidation loan.

How do I apply for a debt consolidation loan?

It‘s easy! Apply for a debt consolidation online or call free on 0808 100 0091. A debt consolidation loans expert will answer your questions, take your details and then search 100s of loans in minutes.

Once we find a debt consolidation loan you like, we will post you a debt consolidation loans pack. Then, the choice is yours.